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My latest Memphis Daily News column is out, “The Invisible Safety Net.”

This week, the Internet is buzzing about the struggles of Gap Inc. and Lucky Magazine. Gap announced it will lay off 250 workers and close 175 stores. From the outside, Lucky appears to be going out of business or reducing operations considerably. At Lucky, there are rumors claiming many people were laid off without any severance. I received an email from a reader about just this issue, and what workers can do to prepare.

To read my entire article, and to find out how you can prepare for an unexpected layoff, visit the Memphis Daily News website here.

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