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My latest Memphis Daily News column is out, “What to Do After a Big Raise.

As today’s professionals are learning, the fastest way to get a big raise is to switch jobs. Often, staying at the same job will put an additional 2 to 3 percent in your pocket each year. That’s not enough to keep up with the rising costs of rent, food or much of anything.

Picture this. You’ve been working for years to get a promotion. Finally, you land it! You get much more money, an impressive title, a better office and maybe even more vacation. It’s an incredibly exciting time in your life. What should you do now?

This is a tough question that comes up every day and deserves a closer look. Because of the difficulty involved in earning more money, we often feel entitled to do something with it – something fun, something big.

A few very common choices are: buy a new car, move to a bigger house in a nicer neighborhood, schedule a lavish vacation or purchase gifts for your loved ones. After all, you’ve earned it. It’s your money. You deserve it, right?

Technically, the answer is yes. But, you may want to think again. Read my entire Memphis Daily News column here for finance-saving alternatives.


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